Buying a Home in Greece

Buying a Home in Greece – Guidance, certainty and the beauty of a new beginning

Buying a home in Greece often begins as a dream.
The rhythm of the sea, the light, and the warmth of its people create a quiet sense of belonging.
Yet turning that dream into reality requires more than inspiration.
It calls for structure, understanding and trusted guidance.

Guided with Care

At Voss Makelaardij, we combine Dutch precision with local Greek expertise.
This balance allows us to guide every phase of the purchase process with care and discretion.
From the first orientation to the signing of the notarial deed, every legal and practical aspect is handled with clarity and confidence.

Defining Your Purpose

A meaningful purchase begins with purpose.
Whether you wish to invest, create a second home or build a lasting connection to the Mediterranean, defining your aim helps shape each step that follows.
Your goal determines where to search, which property best suits your lifestyle and which financial or legal considerations deserve attention.

Understanding the Market

Greece offers a remarkable variety of regions and lifestyles.
From elegant coastal towns to tranquil inland villages, every location has its own rhythm and charm.
Establishing your budget — including an average of ten to twelve percent in additional costs — provides a clear framework for decision-making.
A real-estate partner who understands both the Dutch mindset and the Greek legal environment bridges the gap between aspiration and reality.
Strategic advice on financing, ownership structures and eligibility for the Golden Visa programme helps ensure that every choice aligns with your goals.

Legal Certainty

The legal verification, or due diligence, forms the cornerstone of a secure transaction.
An independent lawyer examines the title deed, mortgages, building permits and planning compliance to ensure that the property is free from encumbrances and fully transferable.
For new developments, all permits and construction stages are verified before completion.
Working exclusively with accredited local lawyers and certified translators brings transparency to every step and complete certainty throughout the process.

From Reservation to Ownership

Once the legal review is complete, the acquisition enters its formal phase.
A reservation secures the property while your lawyer applies for a Greek tax number (AFM) and assists in opening a local bank account.
The purchase contract is drafted in Greek and signed before a notary who acts as a public official to confirm its validity.
After registration at the Land Registry, you officially become the owner.
All payments are made through transparent bank transactions, and from that moment you are responsible for the annual property tax known as ENFIA.

Investing and the Golden Visa

For international investors, Greece remains one of Europe’s most appealing destinations.
The Golden Visa programme allows non-EU buyers to obtain residency for an investment starting from two hundred and fifty thousand euros in selected inland areas.
In most coastal regions, this threshold rises to four hundred thousand euros, and to eight hundred thousand on exclusive islands such as Lefkada or Mykonos.
The permit is valid for five years and can be renewed indefinitely, allowing the holder and family members to live in Greece and travel freely within the Schengen zone.

Beyond the Transaction

Beyond the legal process lies the essence of ownership — the creation of a home.
Whether your vision is a minimalist island retreat or a contemporary villa in natural stone and light, we connect you with respected architects, interior designers and builders who share our commitment to craftsmanship and detail.
For those who wish to rent out their property, we collaborate with professional management partners who arrange licensing, maintenance and guest services with reliability and discretion.

The Meaning of Home

Buying a home in Greece is rarely just a financial decision.
It is a transition from structure to serenity, from the practical to the personal.
With clarity, care and connection, your dream finds its foundation in reality.

Creating homes with meaning